About Income Tax Calculator UK
Calculate Your UK Take-Home Pay in Seconds
Income Tax Calculator UK makes it simple to estimate your net salary for the 2025/26 tax year. Whether you're employed or self-employed, get a clear, accurate breakdown of income tax, National Insurance, pension contributions and student loan repayments — all in one place.
Built using publicly available rates from gov.uk.
Employed Calculator
Quickly estimate PAYE deductions:
- Enter salary annually, monthly, or weekly
- Choose tax region: England, Wales, Northern Ireland or Scotland
- Automatic PAYE income tax calculation
- National Insurance contributions
- Pension contributions (salary sacrifice or relief at source)
- Student Loan Plans 1–5
- Marriage Allowance and Blind Person’s Allowance
- Personal Allowance taper for incomes above £100,000
Instant results update as you adjust your figures.
Self-Employed Calculator
Designed for sole traders and freelancers:
- Enter revenue and allowable expenses
- Automatic Class 2 and Class 4 National Insurance
- Income tax by UK region
- Student loan repayments
- Pension contribution support
Clear breakdown of tax liability and estimated take-home income.
Detailed Results
Understand exactly where your money goes:
- Annual, monthly and weekly net income
- Full deduction breakdown
- Effective and marginal tax rates
- Switch between yearly, monthly or weekly views
- Share results instantly
Everything is presented in a clean, easy-to-read format.
Built-In Tax Guides
Includes 11 plain-English guides explaining:
- How UK income tax works
- The £100k Personal Allowance taper
- The 60% effective tax band
- Pension tax relief
- Marriage Allowance
- Student loan repayment thresholds
- And more
Designed to help you understand your payslip — not just calculate it.
Premium Features (One-Time Purchase)
Unlock advanced tools:
- Edit tax bands, thresholds and rates
- Save unlimited calculations
- Compare two scenarios side by side
- Plan salary changes or pension adjustments
No subscriptions.
Important Information
This app provides estimates based on publicly available 2025/26 UK tax rates. It is not affiliated with HMRC and does not provide financial or tax advice.
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